1stStuff offers free graphics and templates for webmasters and a great variety of products. Everything you need to establish a successful website or blog can be found in this site. Plus free samples and free clipart.

Sometimes you have to just DO IT! You see a template you like - if you don't purchase it, someone else will - how much time can you waste on this?

My top tip is to download what you like freely, try it out, if it works for you then come back! Have fun :-)